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Car Lease Deals

How Regal works

How Car Leasing Works on Long Island

You pick the car. We source it across our dealer network, price it against this month's manufacturer program, and deliver it to your door anywhere on Long Island, in New York City, New Jersey or Connecticut.

Walk me through it

Lease a car without going to a dealership

No lost Saturday. No finance office. No number that changes while you wait.

Step 1

Step 1 — Tell us the car you want

Tell us the year, make, model, trim and color you want. Don't know yet? Tell us how you drive, how many miles you cover and what you want to spend — we'll come back with two or three that fit.

Step 1 of 2

What do you want to drive?

Give us the vehicle, or just a budget and a body style. Either works.

e.g. Cadillac Escalade SportNew
Next

Step 2

Step 2 — We source it across our dealer network

This is the part a dealership can't do for you. We're not tied to one brand or one lot, so we search the whole dealer network — sometimes locally, sometimes several states away — and negotiate the price on your side of the table.

CadillacEscalade
FordF-150
JeepGrand Wagoneer
BMWX5
ToyotaGrand Highlander
Mercedes-BenzGLE

Step 3

Step 3 — Your lease payment, in writing

Monthly payment, term, mileage allowance, and an itemised figure for everything due at signing. Not a range, not a "starting at," and not a number that moves later.

$0 downLowest upfront
  • No down payment
  • First month, acquisition fee, DMV and tax still due at signing
★ Most chosen
Money downLower monthly
  • Reduces the monthly payment
  • You choose the amount

Step 4

Step 4 — One credit application

One secure application, sent to the lenders most likely to approve you at the best tier — instead of scattered across a dozen banks stacking up inquiries.

Learn more about credit requirements →
PersonalMost common
  • In your own name
  • Co-applicant optional
★ Start here
BusinessEIN programs
  • In the company's name
  • EIN-only where the lender offers it

Step 5

Step 5 — Approval and final numbers

We review the approval with you and confirm the final numbers against the quote you already have. If anything came back different, you hear it from us before you sign — not at a desk with a pen in your hand.

Here's what you'll need

  • A valid U.S. driver's licence
  • Proof of insurance
  • SSN, or EIN for a business application
  • Proof of income, if the lender asks

Step 6

Step 6 — Schedule delivery on Long Island

Pick a time that works. We handle the DMV paperwork, coordinate with your insurance agent, and transfer plates if you're keeping them — all before we pull into your driveway.

"Our new truck was delivered right to our home and they took away our trade in, all without having to step foot inside a dealership."

BLBrittany L.

"From start to vehicle in my driveway was less than a week! Wouldn't go anywhere else."

BPBrian P.

Step 7

Step 7 — Sign at home and drive

You're almost there. Review the vehicle, the term, the mileage and the payment. Sign at your kitchen table, we walk you through the car, and your old one leaves with us. That's it — you're done.

Your car, delivered to your door

You've made it. No showroom, no waiting room, no finance office — just the car you asked for, at the price we quoted.

Get a Quote
A vehicle delivered to a customer's driveway by Regal Motorcars
FAQ

Car leasing questions, answered

The ones we're asked most by people who've never used a broker.

What is an auto broker, exactly?

A licensed intermediary between you and the dealer network. Regal Motorcars is a licensed and bonded New York wholesale dealer and automobile broker, DMV Facility ID No. 7135482. We're not a franchise dealership and we're not affiliated with any manufacturer, which is why we can shop your specification across brands and lots instead of selling you what's already on one.

Does going through a broker cost me more?

Regal Motorcars may charge a fee for its brokerage services, and details of that compensation are available on request — you'll see it before you sign anything. In practice most customers come out ahead, because we're negotiating against dealer-side pricing across multiple stores rather than accepting one dealership's number.

How do you get a better price than I could?

Two reasons. We place volume, so dealers quote us differently than they quote a walk-in. And we can put the same request in front of several dealers at once, which means they're competing for the deal instead of you negotiating alone against one of them.

Do I ever have to go to a dealership?

No. The entire process runs by phone, text and email, and the vehicle is delivered to your home or office. Contracts are signed at delivery.

Are the vehicles new? Do they have a factory warranty?

Every vehicle we source is new or manufacturer-certified and arrives with its factory warranty intact, serviceable at any franchise dealer for that brand. Note that Regal Motorcars does not perform warranty repair work itself — that's done at the manufacturer's service network.

What does "$0 down" actually mean?

It refers to the down payment — the capitalised cost reduction — only. The first month's payment, the acquisition fee, registration and DMV fees, and applicable state and local taxes are still due at signing. We give you that total in writing before you commit.

Will applying hurt my credit?

Any credit application results in an inquiry. What we control is how many: we submit one application to the lenders most likely to approve you at the best tier for your profile, rather than sending it everywhere and stacking up inquiries.

What if I have a car to trade in, or a lease ending?

Both are handled in the same deal. Trade-ins are appraised through wholesale channels and the value is applied to your new vehicle, with positive equity returned to you. Lease returns are inspected, documented and grounded by us — and we'll take the old vehicle away at the same visit we deliver the new one.

How long does the whole thing take?

Most deals run under a week from first conversation to delivery. When the exact vehicle is already in stock nearby and your approval is straightforward, same-day delivery is possible. Factory orders and hard-to-find builds take longer, and we'll tell you that up front.

Do you work outside New York?

Yes. Long Island, New York City, New Jersey and Connecticut are our core delivery area, and we coordinate transport nationwide. For out-of-state customers, registration and titling are handled before the vehicle ships.

Ready for a quote?

Tell us the vehicle you want and a specialist will call you back the same business day with the payment, the term, and what's due at signing.

Call 631.810.CARS